For a free financial plan, use this link: https://us.planswell.com/discovery/adv-cindy. My mission is to help you lower the risk in your investment portfolio and increase the amount of money you will have to spend in retirement. There is so much uncertainty with Social Security, the economy and the stock market, that it’s wise to broaden your knowledge and take advantage of my free analysis. I offer investments that have guarantees and no market risk. I can also help you save money on insurance. The first step is to have a conversation about your needs and goals, review your financial plan and offer ideas that best meet your criteria. The smartest people I know have more than one financial advisor. My advisory group includes five financial professionals with different specialties, that I refer to should you need them.